For clients Individuals and institutions with accounts in the bank, some transactions may require crossing between bank borders in-country or internationally. Our internal process teams (clearing and international division) will promptly handle all such requests from our clients.

Transfer services under these agents are available mainly to individuals and there is no requirement for the sender or receiver to have an account with the bank. We facilitate a secure way to send and receive money to and from your loved ones worldwide, and we ensure that your money gets to where it’s needed quickly. <h4>Requirements:</h4> <ul> <li>Proper and valid identification documents reflecting exact names (Work ID card, Passport or Driver’s License).</li> <li>Correct names and address of sender.</li> <li>Name of Country/city where funds are sent from.</li> <li>Expected amount to be received.</li> <li>Answer to test question where required</li> <li>Should have a system reference number for the transaction.</li> </ul>

RTGS is an Inter-Bank Large Value Transfer (Real Time Gross Settlement) system that facilitates the safe and efficient transfer of large value payments between participants or banks. With time it is meant to reduce the use of cheques as a payment system.

This is a payment system that transfers funds from one account to another between financial institutions within a quick period. It targets bulk payments to various entities i.e. salaries and utility payments. <h4>It is composed of two types:</h4> Debit Transfers Upon the customers request, their account is debited with funds and then transferred to another account in another financial institution. <p>Credit Transfers Upon the customers request, the customers account is credited with funds that are received from the customers debtors following an agreement independently arranged between the customer and his debtors.</p>

Cross-border (Inward and Outward Telegraphic) transfers are processed instantly. The client MUST provide the correct name and account details of the recipient as well as the name, account details, and address of the beneficiarys correspondent Bank.

Our MTN and Airtel Mobile Money transfer wallet service enables you to send and receive money anywhere in Uganda using your phone. Its a fast, secure, affordable, and convenient way to send money to anyone on their mobile phone anywhere in Uganda no matter the network. This service is accessible 24 hours, 7 days a week from your phone menu and is secure, fast, and easy to use.

Our Exim Agent Points bring banking services closer to you wherever you are at all your trusted neighborhood agents tap into convenient, safe, and secure banking.